★ Financial Education Quality Mark

Independently assessed and accredited

Smartmonies holds the Financial Education Quality Mark from Young Enterprise — the UK charity that has championed financial and enterprise education for decades.

What it means

Someone independent checked our work

Financial education is unregulated. Anyone can publish a worksheet, call themselves a money tutor, and start charging families. There is no requirement to prove that what you teach is accurate, age-appropriate, or effective.

The Financial Education Quality Mark exists to fill that gap. It is awarded by Young Enterprise, an education charity that works with government, the financial sector and schools across the UK, and it means a programme has been assessed against national standards for financial education by people with no stake in whether it succeeds.

We went through that process deliberately. We wanted the programme judged by educators rather than marketed by us.

Smartmonies — Financial Education Quality Mark, awarded by Young Enterprise
The process

How we were accredited

We worked through Young Enterprise’s resource development programme — a structured review carried out with their expert authors before any accreditation was granted.

Step 1

Proposal and consultation

An initial consultation with Young Enterprise’s team, and a proposal shaped around what our programme set out to do.

Step 2

Landscape analysis

Planning the resource against a needs analysis of what financial education already exists — and what is missing.

Step 3

Content review

Their expert authors reviewed our lesson content and made recommendations on accuracy, structure and pitch.

Step 4

Revision and authoring

We reworked the programme in response — sequence, language, and how each concept is introduced.

Step 5

Testing with children

Lessons were tried, tested and refined through hands-on work with children, and reviewed by specialists in children’s psychology.

Step 6

Quality Mark submission

The finished programme was submitted for assessment against the Financial Education Quality Mark standards, and awarded it.

The listing

What was assessed

Smartmonies appears in Young Enterprise’s public resource directory. We teach ages 7–11 — Years 3 to 6.

Focus
Financial capability
Themes assessed
Budgeting Needs & Wants Making Financial Choices Borrowing & Understanding Interest Ways to Pay
Type of delivery
Home learning Extra-curricular / outside the classroom
About Young Enterprise

Who assessed us

Young Enterprise is a UK education charity working to give young people the skills, knowledge and confidence to make the most of their money and their working lives. It is part of Junior Achievement Worldwide, and is a registered charity in England and Wales (no. 313697) and in Scotland (no. SC054666).

Alongside its Quality Mark, Young Enterprise runs the secretariat for the All-Party Parliamentary Group on Financial Education and convenes the Financial Education Forum — which is to say it is the body the sector itself looks to on this subject.

Start the accredited programme

The ten lessons assessed above, taught live one-to-one by a qualified teacher or worked through at your child’s own pace.

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